| Why Burton Jamison for
your ARM refinance?
I work for an independent
mortgage company and serve all of Maryland, and provide a wide array of
mortgage loan products. Dozens upon dozens of options are available
that will allow me to help you choose the loan program that is best for
you, depending on many factors which can be discussed when you inquire.
Perhaps a better question would be, "Why use an independent Mortgage Company
at all?" According to falsehoods that you may hear on the TV or Radio,
or even see here on the internet... (again which are not true) some independent
mortgage companies, local banks, brokers, small net branches, etc. are
unnecessary middlemen who brings nothing to the transaction but added cost.
This is simply not true. Before you buy into that argument, read
the fine print on what they say they are offering (watch out for the
Bait & Switch), and ask yourself a few questions:
-
What do you know about the mortgage
business? I mean really know. Not the stuff you read in financial magazines
or the newspaper, or an anecdote related to you by a friend or neighbor,
but the nuts and bolts of mortgages.
-
Do you fully understand why
we offer so many different loan programs and how they may benefit you,
compared to the One Product loan offered elsewhere by the "Big Guys"?
-
Can you read and understand
the various disclosures, such as a Good Faith Estimate of closing costs,
Truth in Lending Annual Percentage Rate disclosure, Servicing Disclosure,
etc.? If you're like most people, your answer to these questions
is going to be no.
This is why you may want to
call me. I have been in the mortgage business since 1986. Part
of that time (in 2008) I was with the nations Number One Lender Countrywide.
I have seen first hand what goes on on that side of the lending fence,
(working for a Lender I mean) and resigned after employed with Countrywide
for six months, and headed back to the mortgage broker world. I am
happy to go over the above mentioned disclosures line by line with you,
explaining each item one at a time. Some other companies don't even
bother to provide them, and operate by keeping you in the dark right up
to the loan closing. Then, SURPRISE! Speaking of which... do
you really want to have a loan package delivered to you, for you to sign
without someone there to explain exactly what you are signing? I
don't think that is a good idea; because I get calls for ARM refinancing
from borrowers who did not even know they were signing a 5/1 ARM or even
worse "Payment Option Arm" closing package. Please call me for honest
answers and advice on what makes the most sense for your situation.
Regarding loan closings, as part of my service, I will help you choose
a closing agent, title company or attorney who is local and convenient
to you to close your ARM to fixed rate refinance loan.
Once more, why use an independent
mortgage company? Simply put... Because we're an independent company.
This independence allows us to act in what we believe to be your best interest
based on your goals and the current market. Why get involved with
a company, no matter how large, even if they are the number 1 lender in
the nation, when they don't have access to the wide array of loan programs
we offer? Be sure to read this
letter regarding YSP.
I have access to a number
of Wholesalers/ Investors. This means I try to find the best loan
program for you, not just some " plain vanilla one size fits all" loan
program.
In today's mortgage marketplace,
people are constantly trying to find the best price, be it for a product
or a service. Unfortunately, many consumers are forgetting the difference
between price and value. With most appliances, for example, it is fairly
easy to compare the features and prices of the various models available
apples to apples. But how do you do that with mortgages? Unless you
have real experience in the business, you can't. Call me. I have
been helping Marylanders with mortgage loans and ARM refinancing since
1986. Please check with me today. 410-643-0222
or Toll Free 1-888-643-3659 Inquire by email
arm77@fix-my-arm.net.
On
Line Loan Inquiry form - You may remain anonymous if desired, plus
No S.S. Number or Bank Account info is needed to get started.
Download an actual Loan
Application and fax it to us. Our fax number is on the bottom
of page 4 of the loan application. You may remain anonymous if desired,
plus No S.S. Number or Bank Account info is needed to get started on your
ARM to fixed rate Refinance. Fix Your ARM to a fixed rate today and sleep
better at night. |
